Is AC Repair Covered By Your Home Warranty?


For most homeowners, the thought of dealing with an AC repair is stressful. Not only can it be expensive, but it also requires a lot of time and effort to get everything fixed up correctly. Fortunately, many home warranties may offer some coverage for air conditioning repairs, depending on the specific plan that you have purchased.

What Does Home Warranty Cover?

Typically, your home warranty will cover any systems or appliances that are considered normal wear and tear items. This may include your air conditioning unit, as well as other HVAC components such as the furnace, duct work, and ventilation system. Your home warranty provider should be able to give you a detailed list of what is covered under your plan.

It’s important to remember that there could be a deductible or other fees associated with getting your air conditioning repair done. Additionally, some home warranty plans have limits on the amount of coverage that they offer for certain items. For example, there may be a limit on how much they will pay toward the cost of an HVAC repair.

Tips to Make Sure Your AC Repair Is Covered

Before you call your home warranty provider to report an AC repair, there are a few things that you can do to make sure that the job will be covered.

First, read the fine print of your home warranty plan carefully. Make sure you understand what they cover and what they don’t. This will help avoid any unnecessary surprises down the line if the repair is not covered.

Second, make sure that you keep up with regular maintenance on your air conditioner. This can help to prevent any major issues from arising and ensure that minor problems get taken care of right away.

Finally, if you do need an AC repair, don’t try to do the work yourself. Leave it to the professionals who are trained and certified in this area. That way, you can be sure that the job is done properly and that your home warranty will cover it.

How to Maintain Your AC Unit

In addition to knowing what your home warranty covers for repairs, it’s also important to understand how to maintain your AC unit. This can help ensure that it runs efficiently and reliably.

Change the air filters regularly: A dirty filter will decrease the efficiency of your system and cause more dust and allergens to circulate in your home.

Check refrigerant level of your air conditioner: If it’s too low, it can cause your system to work harder and burn more energy.

Have a professional inspect your AC unit every year: This will help identify any small problems before they become major ones that require costly repairs.

Keep any vegetation or debris away from your air conditioner: This can help ensure that it doesn’t get clogged up with debris and cause even more problems down the line.

Taking care of your AC unit can help avoid costly repairs in the future, but it’s also important to know what your home warranty covers for these types of repairs. Knowing what you’re covered for can help you to better prepare and budget accordingly for any unexpected AC repair bills.